South AfricaUSUKSA
Home / Notice deposits

Highest notice deposit rate: 8.79% effective

19 offers from 1 institutions · Notice deposits (7 to 90+ days' notice).

Highest effective

8.79%
FNB
32 Day Flexi Notice · R5m+ · 32 days' notice

recorded 2026-11-01 · source ↗

19 offers1 institutionsmedian 8.30%

Spread of recorded rates

7.50%7.70%7.90%8.10%8.30%8.50%8.70%
01
FNB
32 Day Flexi Notice
Notice deposits · R5m+ · 32 days' notice · View at bank ↗
8.79 % effectiverecorded 2026-11-01
02
FNB
32 Day Flexi Notice
Notice deposits · R1m - R4 999 999 · 32 days' notice · View at bank ↗
8.68 % effectiverecorded 2026-11-01
03
FNB
32 Day Flexi Notice
Notice deposits · R500 000 - R999 999 · 32 days' notice · View at bank ↗
8.62 % effectiverecorded 2026-11-01
04
FNB
32 Day Flexi Notice
Notice deposits · R50 000 - R74 999 · 32 days' notice · View at bank ↗
8.57 % effectiverecorded 2026-11-01
05
FNB
32 Day Flexi Notice
Notice deposits · R75 000 - R99 999 · 32 days' notice · View at bank ↗
8.57 % effectiverecorded 2026-11-01
06
FNB
32 Day Flexi Notice
Notice deposits · R100 000 - R499 999 · 32 days' notice · View at bank ↗
8.57 % effectiverecorded 2026-11-01
07
FNB
7 Day Notice
Notice deposits · R 1 000 000 · 7 days' notice · View at bank ↗
8.46 % effectiverecorded 2026-11-01
08
FNB
7 Day Notice
Notice deposits · R 500 000 · 7 days' notice · View at bank ↗
8.41 % effectiverecorded 2026-11-01
09
FNB
7 Day Notice
Notice deposits · R 250 000 · 7 days' notice · View at bank ↗
8.35 % effectiverecorded 2026-11-01
10
FNB
7 Day Notice
Notice deposits · R 100 000 · 7 days' notice · View at bank ↗
8.30 % effectiverecorded 2026-11-01
11
FNB
7 Day Notice
Notice deposits · R 50 000 · 7 days' notice · View at bank ↗
8.25 % effectiverecorded 2026-11-01
12
FNB
32 Day Flexi Notice
Notice deposits · R40 000 - R49 999 · 32 days' notice · View at bank ↗
8.14 % effectiverecorded 2026-11-01
13
FNB
32 Day Flexi Notice
Notice deposits · R30 000 - R39 999 · 32 days' notice · View at bank ↗
8.03 % effectiverecorded 2026-11-01
14
FNB
32 Day Flexi Notice
Notice deposits · R20 000 - R29 999 · 32 days' notice · View at bank ↗
7.92 % effectiverecorded 2026-11-01
15
FNB
7 Day Notice
Notice deposits · R 30 000 · 7 days' notice · View at bank ↗
7.76 % effectiverecorded 2026-11-01
16
FNB
7 Day Notice
Notice deposits · R 20 000 · 7 days' notice · View at bank ↗
7.50 % effectiverecorded 2026-11-01
17
FNB
32 Day Flexi Notice
Notice deposits · R1 000 - R4 999 · 32 days' notice · View at bank ↗
7.50 % effectiverecorded 2026-11-01
18
FNB
32 Day Flexi Notice
Notice deposits · R5 000 - R9 999 · 32 days' notice · View at bank ↗
7.50 % effectiverecorded 2026-11-01
19
FNB
32 Day Flexi Notice
Notice deposits · R10 000 - R19 999 · 32 days' notice · View at bank ↗
7.50 % effectiverecorded 2026-11-01

Quoted on another basis

These rates are quoted as rate, nominal, so they are not ranked against effective.

01
Absa
Notice Select
Notice deposits · 100/0 split · R10 000 000 – R9 999 999 999 · 45 days · digital bonus rate · 45 days' notice · bonus · View at bank ↗
8.15 % raterecorded 2026-11-01
02
Absa
Notice Select
Notice deposits · 100/0 split · R250 000 – R999 999 · 45 days · digital bonus rate · 45 days' notice · bonus · View at bank ↗
8.10 % raterecorded 2026-11-01
03
Absa
Notice Select
Notice deposits · 100/0 split · R1 000 000 – R9 999 999 · 45 days · digital bonus rate · 45 days' notice · bonus · View at bank ↗
8.10 % raterecorded 2026-11-01
04
Absa
Notice Select
Notice deposits · 100/0 split · R50 000 – R249 999 · 45 days · digital bonus rate · 45 days' notice · bonus · View at bank ↗
8.05 % raterecorded 2026-11-01
05
Absa
Notice Select
Notice deposits · 90/10 split · R10 000 000 – R9 999 999 999 · 45 days · digital bonus rate · 45 days' notice · bonus · View at bank ↗
8.05 % raterecorded 2026-11-01
06
Absa
Notice Select
Notice deposits · 90/10 split · R250 000 – R999 999 · 45 days · digital bonus rate · 45 days' notice · bonus · View at bank ↗
8.00 % raterecorded 2026-11-01
07
Absa
Notice Select
Notice deposits · 90/10 split · R1 000 000 – R9 999 999 · 45 days · digital bonus rate · 45 days' notice · bonus · View at bank ↗
8.00 % raterecorded 2026-11-01
08
Absa
Notice Select
Notice deposits · 90/10 split · R50 000 – R249 999 · 45 days · digital bonus rate · 45 days' notice · bonus · View at bank ↗
7.95 % raterecorded 2026-11-01
09
Absa
Notice Select
Notice deposits · 100/0 split · R25 000 – R49 999 · 45 days · digital bonus rate · 45 days' notice · bonus · View at bank ↗
7.90 % raterecorded 2026-11-01
10
Absa
Notice Select
Notice deposits · 100/00 split · R10 000 000 – R9 999 999 999 · 45 days · standard rate · 45 days' notice · View at bank ↗
7.90 % raterecorded 2026-11-01
11
Absa
Notice Select
Notice deposits · 100/00 split · R250 000 – R999 999 · 45 days · standard rate · 45 days' notice · View at bank ↗
7.85 % raterecorded 2026-11-01
12
Absa
Notice Select
Notice deposits · 100/00 split · R1 000 000 – R9 999 999 · 45 days · standard rate · 45 days' notice · View at bank ↗
7.85 % raterecorded 2026-11-01
13
Absa
Notice Select
Notice deposits · 90/10 split · R25 000 – R49 999 · 45 days · digital bonus rate · 45 days' notice · bonus · View at bank ↗
7.80 % raterecorded 2026-11-01
14
Absa
Notice Select
Notice deposits · 100/00 split · R50 000 – R249 999 · 45 days · standard rate · 45 days' notice · View at bank ↗
7.80 % raterecorded 2026-11-01
15
Absa
Notice Select
Notice deposits · 90/10 split · R10 000 000 – R9 999 999 999 · 45 days · standard rate · 45 days' notice · View at bank ↗
7.80 % raterecorded 2026-11-01
16
Absa
Notice Select
Notice deposits · 90/10 split · R250 000 – R999 999 · 45 days · standard rate · 45 days' notice · View at bank ↗
7.75 % raterecorded 2026-11-01
17
Absa
Notice Select
Notice deposits · 90/10 split · R1 000 000 – R9 999 999 · 45 days · standard rate · 45 days' notice · View at bank ↗
7.75 % raterecorded 2026-11-01
18
Standard Bank
Notice Deposit investment account
Notice deposits · 60 day Notice · R 1 000 000 and above · 60 days' notice · View at bank ↗
7.72 % nominalrecorded 2026-11-01
19
Absa
Notice Select
Notice deposits · 90/10 split · R50 000 – R249 999 · 45 days · standard rate · 45 days' notice · View at bank ↗
7.70 % raterecorded 2026-11-01
20
Absa
Notice Select
Notice deposits · 100/00 split · R25 000 – R49 999 · 45 days · standard rate · 45 days' notice · View at bank ↗
7.65 % raterecorded 2026-11-01
21
Absa
Notice Select
Notice deposits · 50/50 split · R10 000 000 – R9 999 999 999 · 45 days · digital bonus rate · 45 days' notice · bonus · View at bank ↗
7.65 % raterecorded 2026-11-01
22
Absa
Notice Select
Notice deposits · 100/0 split · R1000 - R24 999 · 45 days · digital bonus rate · 45 days' notice · bonus · View at bank ↗
7.60 % raterecorded 2026-11-01
23
Absa
Notice Select
Notice deposits · 50/50 split · R250 000 – R999 999 · 45 days · digital bonus rate · 45 days' notice · bonus · View at bank ↗
7.60 % raterecorded 2026-11-01
24
Absa
Notice Select
Notice deposits · 50/50 split · R1 000 000 – R9 999 999 · 45 days · digital bonus rate · 45 days' notice · bonus · View at bank ↗
7.60 % raterecorded 2026-11-01
25
Absa
Notice Select
Notice deposits · 90/10 split · R25 000 – R49 999 · 45 days · standard rate · 45 days' notice · View at bank ↗
7.55 % raterecorded 2026-11-01
26
Absa
Notice Select
Notice deposits · 50/50 split · R50 000 – R249 999 · 45 days · digital bonus rate · 45 days' notice · bonus · View at bank ↗
7.55 % raterecorded 2026-11-01
27
Discovery Bank
Notice Savings Account
Notice deposits · 90 day notice · 90 days' notice · View at bank ↗
7.55 % nominalrecorded 2026-11-01
28
Absa
Notice Select
Notice deposits · 90/10 split · R1000 - R24 999 · 45 days · digital bonus rate · 45 days' notice · bonus · View at bank ↗
7.50 % raterecorded 2026-11-01
29
Discovery Bank
Notice Savings Account
Notice deposits · 60 day notice · 60 days' notice · View at bank ↗
7.5 % nominalrecorded 2026-11-01
30
Bank Zero
45 Day Notice
Notice deposits · ≥ R1m · 45 days' notice · View at bank ↗
7.47 % raterecorded 2026-11-01
31
Standard Bank
Notice Deposit investment account
Notice deposits · 32 day Notice · R 1 000 000 and above · 32 days' notice · View at bank ↗
7.47 % nominalrecorded 2026-11-01
32
Absa
Notice Select
Notice deposits · 100/0 split · R10 000 000 – R9 999 999 999 · 32 days · digital bonus rate · 32 days' notice · bonus · View at bank ↗
7.45 % raterecorded 2026-11-01
33
Discovery Bank
Notice Savings Account
Notice deposits · 32 day notice · 32 days' notice · View at bank ↗
7.45 % nominalrecorded 2026-11-01
34
Standard Bank
Notice Deposit investment account
Notice deposits · 45 day Notice · R 1 000 000 and above · 45 days' notice · View at bank ↗
7.42 % nominalrecorded 2026-11-01
35
Absa
Notice Select
Notice deposits · 50/50 split · R25 000 – R49 999 · 45 days · digital bonus rate · 45 days' notice · bonus · View at bank ↗
7.40 % raterecorded 2026-11-01
36
Absa
Notice Select
Notice deposits · 100/0 split · R1 000 000 – R9 999 999 · 32 days · digital bonus rate · 32 days' notice · bonus · View at bank ↗
7.40 % raterecorded 2026-11-01
37
Absa
Notice Select
Notice deposits · 50/50 split · R10 000 000 – R9 999 999 999 · 45 days · standard rate · 45 days' notice · View at bank ↗
7.40 % raterecorded 2026-11-01
38
Bank Zero
32 Day Notice
Notice deposits · ≥ R1m · 32 days' notice · View at bank ↗
7.40 % raterecorded 2026-11-01
39
Absa
Notice Select
Notice deposits · 100/0 split · R1000 - R24 999 · 45 days · standard rate · 45 days' notice · View at bank ↗
7.35 % raterecorded 2026-11-01
40
Absa
Notice Select
Notice deposits · 50/50 split · R250 000 – R999 999 · 45 days · standard rate · 45 days' notice · View at bank ↗
7.35 % raterecorded 2026-11-01
41
Absa
Notice Select
Notice deposits · 100/0 split · R250 000 – R999 999 · 32 days · digital bonus rate · 32 days' notice · bonus · View at bank ↗
7.35 % raterecorded 2026-11-01
42
Absa
Notice Select
Notice deposits · 50/50 split · R1 000 000 – R9 999 999 · 45 days · standard rate · 45 days' notice · View at bank ↗
7.35 % raterecorded 2026-11-01
43
Absa
Notice Select
Notice deposits · 100/0 split · R10 000 000 – R9 999 999 999 · 15 days · digital bonus rate · 15 days' notice · bonus · View at bank ↗
7.35 % raterecorded 2026-11-01
44
Absa
Notice Select
Notice deposits · 50/50 split · R50 000 – R249 999 · 45 days · standard rate · 45 days' notice · View at bank ↗
7.30 % raterecorded 2026-11-01
45
Absa
Notice Select
Notice deposits · 100/0 split · R1 000 000 – R9 999 999 · 15 days · digital bonus rate · 15 days' notice · bonus · View at bank ↗
7.30 % raterecorded 2026-11-01
46
Absa
Notice Select
Notice deposits · 90/10 split · R10 000 000 – R9 999 999 999 · 32 days · digital bonus rate · 32 days' notice · bonus · View at bank ↗
7.30 % raterecorded 2026-11-01
47
Standard Bank
Notice Deposit investment account
Notice deposits · 60 day Notice · R 100 000 - R 999 999 · 60 days' notice · View at bank ↗
7.28 % nominalrecorded 2026-11-01
48
Absa
Notice Select
Notice deposits · 90/10 split · R1000 - R24 999 · 45 days · standard rate · 45 days' notice · View at bank ↗
7.25 % raterecorded 2026-11-01
49
Absa
Notice Select
Notice deposits · 100/0 split · R250 000 – R999 999 · 15 days · digital bonus rate · 15 days' notice · bonus · View at bank ↗
7.25 % raterecorded 2026-11-01
50
Absa
Notice Select
Notice deposits · 90/10 split · R1 000 000 – R9 999 999 · 32 days · digital bonus rate · 32 days' notice · bonus · View at bank ↗
7.25 % raterecorded 2026-11-01
51
Absa
Notice Select
Notice deposits · 90/10 split · R10 000 000 – R9 999 999 999 · 15 days · digital bonus rate · 15 days' notice · bonus · View at bank ↗
7.25 % raterecorded 2026-11-01
52
Absa
Notice Select
Notice deposits · 90/10 split · R250 000 – R999 999 · 32 days · digital bonus rate · 32 days' notice · bonus · View at bank ↗
7.20 % raterecorded 2026-11-01
53
Absa
Notice Select
Notice deposits · 90/10 split · R1 000 000 – R9 999 999 · 15 days · digital bonus rate · 15 days' notice · bonus · View at bank ↗
7.20 % raterecorded 2026-11-01
54
Absa
Notice Select
Notice deposits · 100/00 split · R10 000 000 – R9 999 999 999 · 32 days · standard rate · 32 days' notice · View at bank ↗
7.20 % raterecorded 2026-11-01
55
Absa
Notice Select
Notice deposits · 100/0 split · R50 000 – R249 999 · 32 days · digital bonus rate · 32 days' notice · bonus · View at bank ↗
7.18 % raterecorded 2026-11-01
56
Standard Bank
Notice Deposit investment account
Notice deposits · 45 day Notice · R 100 000 - R 999 999 · 45 days' notice · View at bank ↗
7.18 % nominalrecorded 2026-11-01
57
Absa
Notice Select
Notice deposits · 50/50 split · R10 000 000 – R9 999 999 999 · 32 days · digital bonus rate · 32 days' notice · bonus · View at bank ↗
7.17 % raterecorded 2026-11-01
58
Standard Bank
Notice Deposit investment account
Notice deposits · 60 day Notice · R 20 000 - R 99 999 · 60 days' notice · View at bank ↗
7.17 % nominalrecorded 2026-11-01
59
Absa
Notice Select
Notice deposits · 50/50 split · R25 000 – R49 999 · 45 days · standard rate · 45 days' notice · View at bank ↗
7.15 % raterecorded 2026-11-01
60
Absa
Notice Select
Notice deposits · 100/0 split · R50 000 – R249 999 · 15 days · digital bonus rate · 15 days' notice · bonus · View at bank ↗
7.15 % raterecorded 2026-11-01
Ask your AI. No sign-up. MCP and JSON for every rate on this site.
{"mcpServers":{"ratesonar-za":{"url":"https://sarates.ratesonar.com/mcp"}}}API docs

Questions

What is the best notice deposit rate in South Africa right now?

FNB 32 Day Flexi Notice (R5m+) at 8.79% effective, recorded 1 Nov 2026. RateSonar compared 19 offers from 1 institutions on the same basis.

Are these rates current?

Each row shows the date RateSonar last recorded it from the bank's page. Pages are captured twice a day; a row that could not be refreshed keeps its last recorded date and drops out of the ranking after three days.