Standard Bank vs Discovery Bank
best recorded rate per product · 1 Nov 2026
| Product | Standard Bank | Discovery Bank |
|---|---|---|
| Savings | 4.50% nominal PureSave Account · R100 000 and above · 2026-11-01 | 4.75% nominal Demand Savings Account · 2026-11-01 |
| Fixed deposits | 9.26% nominal Senior Citizen and Consolidator Fixed Deposits · 60 months · Balances R 10 000 to R 99 999 · fixed · 2026-11-01 | 10.17% effective Fixed Deposit Account · Interest at maturity (Effective) · 5 years · from R10 000 · 2026-11-01 |
| Notice deposits | 7.72% nominal Notice Deposit investment account · 60 day Notice · R 1 000 000 and above · 60 days' notice · 2026-11-01 | 7.55% nominal Notice Savings Account · 90 day notice · 90 days' notice · 2026-11-01 |
| Tax-free savings | 7.28% nominal Tax-Free Call investment account · R 100 000 and above · 2026-11-01 | 7% nominal Tax-Free Demand Savings Account · 2026-11-01 |
Rates compare only on the same basis. Conditions, minimums and eligibility differ; follow each row to the bank page for detail.