Absa vs Standard Bank
best recorded rate per product · 1 Nov 2026
| Product | Absa | Standard Bank |
|---|---|---|
| Savings | 7.75% rate Absa Instant Savings · R10,000,000 - R24,999,999.99 · standard rate · 2026-11-01 | 4.50% nominal PureSave Account · R100 000 and above · 2026-11-01 |
| Fixed deposits | 10.07% rate Dynamic Fixed Deposit Including Digital Bonus · 60 months · R 1,000,000 + · 0% access · Maturity · incl. digital bonus · senior 55+ · bonus · 2026-11-01 | 9.26% nominal Senior Citizen and Consolidator Fixed Deposits · 60 months · Balances R 10 000 to R 99 999 · fixed · 2026-11-01 |
| Notice deposits | 8.15% rate Notice Select · 100/0 split · R10 000 000 – R9 999 999 999 · 45 days · digital bonus rate · 45 days' notice · bonus · 2026-11-01 | 7.72% nominal Notice Deposit investment account · 60 day Notice · R 1 000 000 and above · 60 days' notice · 2026-11-01 |
| Tax-free savings | not recorded | 7.28% nominal Tax-Free Call investment account · R 100 000 and above · 2026-11-01 |
Rates compare only on the same basis. Conditions, minimums and eligibility differ; follow each row to the bank page for detail.