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GBS Mutual Bank rates: up to 10.39% nominal

mutual bank · SARB GBS Mutual Bank · www.gbsbank.co.za

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Indefinite Period Paid-Up Shareshalf-yearly interest 8.30%nominal2026-11-01 since 2026-11-01
Indefinite Period Paid-Up Sharesmonthly interest 8.16%nominal2026-11-01 since 2026-11-01
Other Savings Accountsbalances R0 to R9 999 3.90%nominal2026-11-01 since 2026-11-01
Other Savings Accountsbalances R10 000 to R49 999 4.15%nominal2026-11-01 since 2026-11-01
Other Savings Accountsbalances R50 000+ 4.35%nominal2026-11-01 since 2026-11-01
Subscription Sharesyearly interest 8.30%nominal2026-11-01 since 2026-11-01
Super Saverbalances R0 to R4 999 4.35%nominal2026-11-01 since 2026-11-01
Super Saverbalances R5 000+ 5.60%nominal2026-11-01 since 2026-11-01

Fixed deposits

ProductTerm / tierRateBasisRecordedHistoryChange
Fixed Period Paid-Up Shareshalf-yearly interest · fixed 8.55%nominal2026-11-01 since 2026-11-01
Fixed Period Paid-Up Sharesmonthly interest · fixed 8.40%nominal2026-11-01 since 2026-11-01
Long Term Deposits12 to 17 months, paid at maturity, lower end of range · fixed 8.08%nominal2026-11-01 since 2026-11-01
Long Term Deposits12 to 17 months, paid at maturity, upper end of range · fixed 8.22%nominal2026-11-01 since 2026-11-01
Long Term Deposits12 to 17 months, half-yearly interest · fixed 7.91%nominal2026-11-01 since 2026-11-01
Long Term Deposits12 to 17 months, monthly interest · fixed 7.80%nominal2026-11-01 since 2026-11-01
Long Term Deposits18 to 23 months, paid at maturity, lower end of range · fixed 8.41%nominal2026-11-01 since 2026-11-01
Long Term Deposits18 to 23 months, paid at maturity, upper end of range · fixed 8.56%nominal2026-11-01 since 2026-11-01
Long Term Deposits18 to 23 months, annual interest · fixed 8.19%nominal2026-11-01 since 2026-11-01
Long Term Deposits18 to 23 months, half-yearly interest · fixed 8.07%nominal2026-11-01 since 2026-11-01
Long Term Deposits18 to 23 months, monthly interest · fixed 7.95%nominal2026-11-01 since 2026-11-01
Long Term Deposits24 to 35 months, paid at maturity, lower end of range · fixed 8.76%nominal2026-11-01 since 2026-11-01
Long Term Deposits24 to 35 months, paid at maturity, upper end of range · fixed 9.10%nominal2026-11-01 since 2026-11-01
Long Term Deposits24 to 35 months, annual interest · fixed 8.37%nominal2026-11-01 since 2026-11-01
Long Term Deposits24 to 35 months, half-yearly interest · fixed 8.23%nominal2026-11-01 since 2026-11-01
Long Term Deposits24 to 35 months, monthly interest · fixed 8.10%nominal2026-11-01 since 2026-11-01
Long Term Deposits36 to 59 months, paid at maturity, lower end of range · fixed 9.32%nominal2026-11-01 since 2026-11-01
Long Term Deposits36 to 59 months, paid at maturity, upper end of range · fixed 10.13%nominal2026-11-01 since 2026-11-01
Long Term Deposits36 to 59 months, annual interest · fixed 8.54%nominal2026-11-01 since 2026-11-01
Long Term Deposits36 to 59 months, half-yearly interest · fixed 8.39%nominal2026-11-01 since 2026-11-01
Long Term Deposits36 to 59 months, monthly interest · fixed 8.25%nominal2026-11-01 since 2026-11-01
Short Term Deposits2 to 6 months, paid at maturity, lower end of range · fixed 5.81%nominal2026-11-01 since 2026-11-01
Short Term Deposits2 to 6 months, paid at maturity, upper end of range · fixed 5.87%nominal2026-11-01 since 2026-11-01
Short Term Deposits2 to 6 months, monthly interest · fixed 5.80%nominal2026-11-01 since 2026-11-01
Short Term Deposits7 to 11 months, paid at maturity, lower end of range · fixed 6.50%nominal2026-11-01 since 2026-11-01
Short Term Deposits7 to 11 months, paid at maturity, upper end of range · fixed 6.57%nominal2026-11-01 since 2026-11-01
Short Term Deposits7 to 11 months, monthly interest · fixed 6.40%nominal2026-11-01 since 2026-11-01
Long Term Deposits60 months, paid at maturity · fixed 10.39%nominal2026-11-01 since 2026-11-01
Long Term Deposits60 months, annual interest · fixed 8.73%nominal2026-11-01 since 2026-11-01
Long Term Deposits60 months, half-yearly interest · fixed 8.55%nominal2026-11-01 since 2026-11-01
Long Term Deposits60 months, monthly interest · fixed 8.40%nominal2026-11-01 since 2026-11-01

Notice deposits

ProductTerm / tierRateBasisRecordedHistoryChange
Thirty Two Day Depositsbalances up to R99 999 · 32 days' notice 4.70%nominal2026-11-01 since 2026-11-01
Thirty Two Day Depositsbalances R100 000 to R249 000 · 32 days' notice 5.20%nominal2026-11-01 since 2026-11-01
Thirty Two Day Depositsbalances R250 000 to R2 499 999 · 32 days' notice 6.20%nominal2026-11-01 since 2026-11-01
Thirty Two Day Depositsbalances R2 500 000 and above · 32 days' notice 6.45%nominal2026-11-01 since 2026-11-01

Tax-free savings

ProductTerm / tierRateBasisRecordedHistoryChange
Tax Free Savings Accounts7-day call · 7 days' notice 7.25%nominal2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.gbsbank.co.za/invest/interest-rates2026-11-01 13:02 UTC okd0acf0b09829